Cbseignou.com

Mehta Solutions provides Mba assignments , mba books ,blis , projects

Ignou Question Bank

Ignou Question Bank (432)

Ignou Question Bank from previous year papers

Children categories

BLIS

BLIS (23)

BACHLER OF LIBRARY & INFORMATION SCIENCE

View items...
Ms-422 Question Bank

Ms-422 Question Bank (6)

Ms-422 Question Bank, Bank financial Management

View items...
Ms-423 Question  Bank

Ms-423 Question Bank (6)

Ms-423 Question Banks,  Marketing Of Financial Services 

View items...
Ms-424 Question Bank

Ms-424 Question Bank (5)

Ms424 Question Bank,  International Banking Management 

View items...
Ms-425 Question Bank

Ms-425 Question Bank (6)

Ms-425 Question Bank:, Electronic Banking And It In Banks 

View items...
Ms-494 Question Bank

Ms-494 Question Bank (2)

Ms-494 Question Bank,  Risk Management In Banks 

View items...
Ms-495, Question Bank

Ms-495, Question Bank (2)

Ms-495, Question Bank,  Ethics And Corporate Governance In Banks 

View items...
Ms-611 Question Bank

Ms-611 Question Bank (0)

Ms-611 Question Bank Rural Marketing 

View items...
Ms- 612 Question Bank

Ms- 612 Question Bank (0)

Ms- 612 Queston Bank, Retail Management 

View items...
IB0-01 Question Bank

IB0-01 Question Bank (2)

IB0-01 Question Banks,  International Business Environment 

View items...
IBO-02 Question Banks

IBO-02 Question Banks (3)

IBO-02 Question Banks International Marketing Management 

View items...
IB0-03 Question Banks

IB0-03 Question Banks (3)

IB0-03 : India's Foreign Trade 

View items...
IB0-04 Question Bank

IB0-04 Question Bank (3)

IB0-04 Quesiton Bank,  Export - Import Procedures And Documentation 

View items...
IBO-05 Question Banks

IBO-05 Question Banks (3)

IBO-05 , Question Bank,  International Marketing Logistics 

View items...
IBO-06 Question Bank

IBO-06 Question Bank (3)

IBO-06 Question bank,  International Business Finance 

View items...
MCO-01 Question Bank

MCO-01 Question Bank (2)

MCO-01 Questoin Bank, Organisation Theory And Behaviour 

View items...
MC0-03 Question Bank

MC0-03 Question Bank (2)

MC0-03 Question Bank,  Research Methodology And Statistical Analysis 

View items...
MCO-04 Question Bank

MCO-04 Question Bank (2)

MCO-04 Question Bank,  Business Environment 

View items...
MC0-06 Question Bank

MC0-06 Question Bank (2)

MC0-06 Question Bank,  Marketing Management 

View items...
MC0-07 Question Bank

MC0-07 Question Bank (2)

MC0-07 Question Bank,  Financial Management 

View items...
MCO-05 Question Bank

MCO-05 Question Bank (1)

MCO-05 Question Bank,  Accounting For Managerial Decisions 

View items...

December, 2012

Ms-495: Ethics And Corporate Governance In Banks

SECTION-A

1.  (a)  How does a company reinforce values among its employees ? How can it ensure that all decisions reflect the same values ?

(b)  What is an ethical dilemma ? Discuss ethical dilemmas related to business and explain how to resolve them.

2.  (a)  Explain the importance of disclosure and transparency for sound corporate governance practices in Banks.

(b)  Explain BASEC II Guidelines for Banks as a part of Market Discipline.

3.  What are the different models of corporate citizenship ? Explain how banks act beyond Corporate Social Responsibility.

4.  (a)  Describe, giving examples, how banks and society are interdependent.

(b)  What should be the strategic approach of an organisation in integrating social aspects into its business strategy using 12 Principles of innovation for Bottom of the Pyramid ?

5.  Write short notes on any four  of the following methods :

(a)  Universalism Vs Utilitarianism

(b)  The Responsibilities of the Board

(c)  Corporate Governance in Mutual Funds

(d)  Employee's Rights

(e)  Sustainable Development

SECTION-B

Read the following cases carefully and answer the questions given at the end of each.

6.   (a)   Reliance Industries and Corporate Governance Reliance is one of the pioneers in the country in implementing the best international practices of Corporate Governance. The board of Directors at Reliance periodically reviews its composition for ensuring a strong element of independence and commitment. The Directors are elected by the shareholders. However the board plays an important role in the selection of candidates for shareholders' approval. Roles and Responsibilities of Board and Management The board's roles and responsibilities include establishing an effective mechanism for overseeing the affairs, keeping in view the company's size, complexity, geographical operations and corporate tradition and culture. The Reliance's framework is designed to:

•  Enable the Board to provide strategic guidance for the management.

•  Define the respective roles and responsibilities of senior executives to ensure accountability; and

•  Ensure a balance of authority such that no single individual has unfettered powers. To ensure the truthful and factual presentation of it's financial position. The Company has put in place a strong internal audit process. The board has also constituted an audit committee, which is responsible to the external reporting, performance and objectivity of the internal audit function and independence of the external auditors. To ensure long-term shareholder value creation and to promote shareholder participation in corporate affairs, Reliance has established and maintained communication strategies, including a policy for clarity in notices of meetings. Reliance also maintain its corporate website for convenient

access by the shareholders to all the information about the company. The company has adopted a remuneration policy that attracts and maintains talented and motivated executives so as to encourage enhanced performance of the company. The remuneration

policy envisages a clear relationship between performance and remuneration, including the link between remuneration paid and the overall corporate performance.

Questions :

1.  Discuss the link between Board of Directors and Corporate Governance practices in

Reliance.

2.  What type of Remuneration Policy is followed at Reliance for rewarding Employee Performance ?

(b)  CSR at Bank of India At Bank of India, corporate social responsibility is basically the care and concern for the deprived in particular and the community at large. Social responsibility is a function of the banking industry where by the Bank focuses on those below poverty line and the communities that qualify for schematic lending under the various government sponsored programs. The focus is  on ensuring that they become self-sufficient and can achieve the desired goals to improve their living standards. The Bank has a policy of recruiting the blind and disabled and also has a committee to monitor and prevent any sexual harassment at the work place. Employees always volunteer to support NGOs in noble causes such as Eye donations/Blood donation camps. The top management not only involves in such a cause but also actively supports it. Well known NGOs who have been on the scene for quite a number of years and doing services to the community over the years are supported in their cause. The programs are monitored by the zonal offices spread over 43 zones that ensure the end of the funds donated to the  NGOs.  The relationship with some of the NGOs is on a continuous basis like that with the cancer foundation. The Bank is truly a bank of India, as the name idicates, with over 2600 branches and 43 zonal offices and has a good representation both in metro, urban and rural India. It is, therefore, natural that CSR should spread across state borders and is not limited to where the Bank is headquartered. Business ethics and governance are separate issues. The money contributed towards CSR activities are monitored by the concerned zonal offices and the NGOs are asked to submit receipts and photographs justifying end use of funds. Employees have always contributed whenever there has been a major disaster by donating a day's wages, which along with the Bank's contribution , collectively works out to a few million rupees. Their employees are involved in a systematic monitoring of the activities for which the funds have been donated. The objective is to ensure that there is total involvement of both the management and the employees while the mission would be to succeed in making life better for poorest of the poor and the downtrodden. As a part of its centenary celebrations, the Bank of India has adopted 101 villages. Employees too are very considerate when it comes to serving a social cause and the Officers' association and the Unions have always been organising blood donation drives, adoption of village and free cancer detection of camp.

Questions :

1.  Discuss the rationale behind the i mplementation of Corporate Social Responsibility at Bank of India.

2.  What activities have been undertaken at Bank of India as a part of Banks Social Responsibility ? 

December, 2012

Ms-494: Risk Management In Banks

1.  "Bank Treasury has a major role in managing the different risks of a bank." Discuss fully this statement.

2. What do you mean by 'Interest rate risk'? Explain the different classes of interest rate risk.

3. What are 'Credit Derivatives' ? Discuss the various types of credit derivative instruments and explain the process of a credit derivative transaction with the help of an example.

4.  What do you mean by 'Market Risk' ? Discuss the factors that contribute to the market risk. Explain how can the market risk be managed.

5.  What is a 'currency option' ? Discuss some of the exotic options that are popular in currency derivatives market.

6.  What is 'operational Risk' ? Discuss the different steps involved in the process of managing operational risk.

7.  Discuss the roles and responsibilities of the Asset Liability Management Committee and the different offices/departments working under its supervision.

8.  What is the need for 'Risk Sensitive Incentive Systems' ? Discuss the important sound principles of compensation.

June, 2013

Ms-494: Risk Management In Banks

1. What do you understand by Asset-Liability Management in a bank ? What is its objectives and why is it needed ? Bring out roles and functions of the sub-committees formed under it.

2. Discuss the frameworks of Basel Accord - I and II and explain the changes proposed in the Basel Accord-II for the Basel Accord-III.

3. What is 'Credit Risk Derivative' ? Explain the various types of Credit Derivatives and discuss their special features.

4. What do you mean by 'Market Risk' ? Discuss the factors that contribute to this risk. How is market risk managed ?

5. Explain the concept of 'Interest Rate Risk' and discuss the reasons for a Bank to use Interest Rate Futures.

6. Discuss the need for effective operational risk management and explain the process of operational risk management in banks.

7. Explain the different elements of Tier-I and Tier-II capital prescribed for banks and discuss their limits.

8. Write notes on the following :

(a) Internal Capital Adequacy and Assessment Process (ICAAP)

(b) Stress Testing

December, 2009

Ms-425: Electronic Banking and it in Banks

1.(a) What is internet connectivity ? Briefly discuss its applications.

(b) Distinguish between asynchronous and synchronous transmission.

2. What are the different technologies required for call centres ? Discuss the advantages of Internet Banking.

3. What is Tele-banking ? Explain what kind of hardware and software are required to conduct banking business from home ?

4. What do you understand by MICR ? How does it help in clearing of instruments ?

5. Discuss the advantages and disadvantages of SCM. What are the characteristics of Web-centric SCM ?

6. "A successful CRM solution deployment  is based not only on obtaining the right technology but also on successful implementation" Discuss this statement and bring out the different steps that are involved in implementing a successful CRM solution.

7. What is system Audit ? What are its objectives ? How is it different from Computer Audit ?

8. What is data mining ? What are the technologies which support data mining solutions ? Discuss.

June, 2010

Ms-425: Electronic Banking and it in Banks

1. Explain different types of networks and distinguish between LAN and WAN.

2. "True Internet Banks are those that allow customer to conduct transactions through their Web sites". Explain,  this statement and discuss the security issues in Internet Banking.

3. Explain the structure of Management information system and discuss the need for information system in banks.

4. Distinguish between a credit card and a debit card. List out the different types of smart cards and explain how is a smart card superior to a magnetic stripe card ?

5. What is Supply Chain management ? Discuss the principles on which it is based. Distinguish between ERP and SCM.

6. What is Customer Relationship Management (CRM) ? Discuss the different performance indicators of a CRM solution.

7. Explain the functioning of a generalized audit software package. List out five audit softwares other than generalized audit softwares.

8. What do you understand by system design ? Explain the various components of feasibility study for system design ?

June, 2011

Ms-425 : Electronic Banking and it in banks

1.  Explain the term "Networked Bank". Describe the three major components of a Networked Bank. Briefly discuss the five major technologies which enable a networked bank.

2.  What is an ATM ? Explain the three major components of ATM. List a few advantages and limitations of ATM.

3.  Discuss the need for an Automated Document Handling System in a Bank. Explain the major issues/components involved in Document Handling.

4.  List the nine key activities normally carried out in conducting a business. Explain the specific functions associated with these activities in an electronic commerce setting. List the components of a three - layered electronic commerce architecture for supporting electronic commerce activities and functions.

5.  Explain what do you understand by 'Supply Chain Management (SCM)'. What functions are included in SCM ? "Technology is the enabler of SCM", Explain how ?

6.  Explain the Anomaly Detection and Signature Recognition methods for detecting intrusions in a network. Explain the mechanism of a Firewall as a measure for Network Security.

7.  Discuss the Human Resources of Information Systems. Illustrate with Examples Emerging Technologies and their uses requiring new skills expected of the human resources.

8.  What is a Data warehouse ? What advantages a data warehouse offers to a bank ? Illustrate with the help of appropriate examples.

December, 2011

Ms-425: Electronic Banking And It In Banks

1. What is a Local Area Network (LAN) ? Explain its characteristics and discuss the basic elements that are required to install LAN in an organisation.

2. What is a 'Networked Bank' ? Discuss the major technologies which enable the networked bank.

3. Explain the need for information systems in banks. Discuss the different levels of MIS structure and their information needs in an organisation.

4. What is 'Tele Banking' ? Discuss the services generally provided by banks under tele-banking and the technologies used for this purpose.

5. What is the role of 'Electronic Data Interchange (EDI) ? Discuss the main elements of an EDI system.

6. What is 'Customer Relationship Management' (CRM) ? Discuss the various steps involved in the implementation of a successful CRM solution.

7. What is 'Biometric Security' ? Discuss the widely used biometric techniques. Explain the advantages and disadvantages of Biometric Security.

8. Discuss briefly the following :

(a) Strategic Resource Planning

(b) Decision Support Systems. 

December, 2012

Ms-425: Electronic Banking And It In Banks

1.  Explain the concept of a Local Area Network (LAN) and its advantages. Describe the basic elements of a LAN and their respective functions including LAN Hardware and Software Media, and Communication equipment.

2.  Explain the concept of Electronic Mail (E-mail) and list its advantages. How does one get connected to internet ? Describe the on-line (leased line and VSAT) and off-line (dial-up) method for establishing connectivity to internet.

3.  (a)  What is a DSS ? Explain the Interactive Decision-making process of DSS.

(b)  Describe the 10 essential characteristics of a Decision Support System.

4.  Explain the Shared Payment Network System (SPNS) for enabling transactions to be carried out from any of the ATMs connected to the Network. What are its advantages ? Also discuss how the fund settlement is done in SPNS.

5.  (a)  Explain the concept of Internet Banking.

(b)  List and describe the four major ,Security Issues in Internet Banking.

6.  (a)  Briefly describe the role of a clearing house in the clearance of cheques.

(b)  Explain the MICR clearing system.

7.  (a)  Define Electronics Commerce. What advantages does it offer over the traditional paper based commerce ?

(b)  Explain various Electronics Commerce activities and their functions.

8.  (a)  What is a data warehouse ? Explain the usefulness of a data warehouse for a bank.

(b)  Briefly describe the major steps involved in a data warehouse implementation. 

June, 2013

Ms-425: Electronic Banking and It In Banks

1. Briefly describe the OSI Reference Model. Explain the functions of the Network Access layer, Transport layer and the Application layer for managing the communication task by the OSI model.

2. Explain the need for information systems in banks. Describe the structure of MIS in a bank highlighting the information support required for decisions to be taken at the levels of Top management, Middle management and Lower management.

3. (a) What are the six different groups into which the banking software can broadly be

categorized to support various functions of a bank ?

(b) "A financial services website is comparable to the brick and mortar bank". Give your

reasons to justify this statement.

4. What is "Electronic Data Interchange" ? How is it different from the traditional document exchange ? Discuss the EDI technology components and the process of EDI.

5. (a) Explain the concept of Satellite Transmission.

(b) Describe the advantages of VSAT technology for banks.

6. What do you understand by the term "Electronic Money" ? Briefly explain the following models used in the context of payment systems :

(a) Joint Electronic Payments Initiative (JEPI)

(b) Secure Electronic Transaction (SET) initiative

(c) Cyber cash

(d) Digi cash

7. (a) Explain the security threats in a typical local area network (LAN), viz, Impersonation, Eavesdropping, Data alteration, and Denial of Service.

(b) Describe different categories of an Intrusion Detection System (IDS).

8. (a) What is data mining ? "Data Mining enhances the utility of an organization's

data warehouse". Give your comments in support of this statement.

(b) What are the technologies which support data mining solutions ? 

December, 2009

Ms-424: International Banking Management

1. What do you understand by International Banking ? Explain the various reasons for the growth of international banking.

2. Explain the objectives and responsibilities of the International Monetary Fund and discuss the various facilities provided by it.

3. Discuss the following :

(a) Reverse repo rate

(b) CHIPS

(c) IBRD

(d) MICA

4. (a) What is Derivative ? Discuss the various derivative products which are used to price and transfer financial risks.

(b) Define Risk Management. Discuss the different types of risks that banks are exposed to in the present day context.

5. What do you understand by capital adequacy ? Describe the various steps taken by the Reserve Bank of India in recent times to strengthen the capital adequacy ratios of Indian banks.

6. What are the principles laid down in Basel Concordat 1975 .? Discuss its deficiencies and the various attempts to overcome those deficiencies.

7. What do you understand by Capital Market ? Discuss the various types of financial instruments floated in these markets at the global level.

8. What are the objectives of Treasury Management ? Explain the different functions of asury management.

Page 4 of 31
You are here: Home question Bank BLIS NOTES Ignou Question Bank